Financial Mathematics

Scholar Year: 2018/2019 - 1S

Courses

Head Teacher Responsability Paula Alexandra Godinho Pires Heliodoro Head

Weekly workload Hours/week T TP P PL L TC E OT OT/PL TPL O S Type of classes 2 2 Lectures Type Teacher Classes Hours Theoretical Totals 2 4,00 Paula Heliodoro   2,00 Practices Totals 4 8,00 José Gomes   6,00

Teaching language

Portuguese

Intended learning outcomes (Knowledges, skills and competencies to be developed by the students)

• Distinguish different types of margins
• Distinguish simple compound interest
• Calculate accumulated capital, as well as determine the current value of a capital
• Calculate equivalent rates in both interest rates
• Analyze, interpret and calculate entire incomes, as well as elaborate and decide between loan repayment plans

Syllabus

1. MARGINS
1.1. About the sale price
1.2. About cost price

2. INTEREST SCHEME
2.1. Basic concepts
2.2. The Simple Interest Regime
2.2.1. Capitalization and Update
2.2.2. Discount and Reform
2.3. Compound Interest Regime
2.3.1. Capitalization and Update

3. EQUIVALENCE OF VALUES
3.1. Equivalence of Fees
3.2. Equity in Capital

4. INCOME
4.1. Concepts and Classifications
4.2. Whole Income of Constant Terms
4.3. Total Income of Variable Terms

5. LOANS
5.1. Types of Loans
5.2. Amortization plans

6. STUDY OF FINANCING FORMS
6.1. Financial Leasing
6.2. Long Term Rental
6.3. Financial Companies for Credit Acquisition
6.4. Factoring

Teaching methodologies

• Theoretical classes: The use of the expository method, for the introduction of the theoretical concepts and the participatory method for the reflection on the contents.
• Practical classes: Use of the expository and participative method to solve cases.

Assessment methodologies and evidences

Continuous evaluation
The assessment of knowledge consists of:

• 2 tests.
• 1st test minimum mark 10 values; 2nd test minimum mark 10 values

Final Grade = 0.50 x test grade + 0.50 x test grade

If the final grade is less than 10 points, the student will have to make a final evaluation.

Final evaluation
There are three epochs of final evaluation:

Normal Season | 1st season (intended for students who did not opt for continuous assessment)

The evaluation of the normal time is constituted by:

• Final Exam (E)

Final Note = E
If the exam grade is less than 10, there will be no approval.

Time of Resource | 2nd season (it is intended for students who did not or did not obtain use in the normal time or in the continuous evaluation)

Bibliography

MATIAS, R.; Cálculo Financeiro – Teoria e Prática, Escolar Editora, Escolar Editora, 2012
RODRIGUES, Azevedo e NICOLAU, Isabel; Elementos de Cálculo Financeiro, Áreas Editora, 2010
Complementar:
SANTOS, Luís Lopes dos e LAUREANO, Raul; Fundamentos do Cálculo Financeiro, Edições Sílabo, 2011