Financial Mathematics

Scholar Year: 2014/2015 - 2S

Instance: 2014/2015 - 2S

Courses

Docência - Horas Theoretical: 2 Practices: 2 Type Teacher Classes Hours Theoretical Totals 1 2,00 Paulo Alexandre   2,00 Practices Totals 2 4,00 Paulo Alexandre   4,00

Docência - Responsabilidades Teacher Responsability Rui Manuel Sobral Rita Head Francisco José Alegria Carreira Co-Responsável

Teaching weeks:

15

Teaching language

Portuguese

Objetivos de aprendizagem

The Financial Calculation underlines the importance of time factor in the financial analysis because the correct positioning of the capital and interest, is vital to their comparability and hence the rigorous calculation of their values is an important analytical tool for businesses. Therefore, the objectives of the course are: Distinguish between different types of margins; Distinguish simple interest compound interest; Calculate accumulated capital as well as determine the current value of a capital; Calculate equivalent rates in the two regimes of interest; Analyze, interpret and calculate rents, as well as prepare and decide between loan repayment plans.

Contents

1.MARGINS:
On the selling price and cost;
2. SYSTEM OF INTEREST
Basic concepts, schemes of simple and compound interest
3.VALUES EQUIVALENCE
Fees and Equity Capital
4. RENT
Concepts and Classifications; Whole Rents of constant variables terms
5. LOANS
Types of loans; repayment plans
6. STUDY OF FORMS OF FINANCING
Leasing, Long Term Rental, Financial Companies for the Acquisition Credit, Factoring

Teaching Procedures

• Theoretical lessons: Using the lecture method for the introduction of theoretical concepts and participatory approach to the reflection on the contents.
• Practical lessons: Using participatory and expository method for solving cases.

Evaluation Type

Frequency Attainment

System Evaluation: 2 written tests individual

Main Bibliography